Jissho Inspect & Invest Academy/How to Stack Your Coins for Home Ownership

  • Free

How to Stack Your Coins for Home Ownership

  • Course
  • 26 Lessons

The path to homeownership can often seem complex and inaccessible. My goal is to simplify the financial aspects of homeownership and make it more achievable, especially for first-time buyers. This course is designed to equip you with the knowledge and tools needed to effectively save and manage your finances, ultimately stacking your coins in preparation for purchasing a home.

Contents

Introduction to Ashlee and the Course

Get to know your instructor, a seasoned real estate investor and legal expert, and understand the objectives of this course. This introduction sets the stage for your journey toward financial preparedness and successful homeownership.

Introduction
Why Did I Create this Course?
This Course is for YOU if...
Stack Ya Coins Checklist for Home Buyers
OPTIONAL: How I Got Started in Real Estate
How I Acquired My First Property

Assessing Your Financial Health for Homeownership

Evaluate your current financial status to identify strengths and areas for improvement. Learn how to analyze your income, expenses, debts, and credit score, setting the foundation for a solid financial plan for buying a home.

Stack Step 1: Assessing Your Financial Health for Homeownership
Preview
Home Buying Financial Baseline Worksheet
Get Out of Your Feelings
OPTIONAL: Creating a Financial Plan

Crafting Your Down Payment Plan

Discover effective saving strategies and financial adjustments to accumulate the necessary funds for a down payment. This section covers budgeting techniques and savings tools tailored for future homeowners.

Stack Step 2: Crafting Your Down Payment Plan
Crunching the Numbers

Create and Write Down A Realistic Timeline for Homeownership

Establish a clear, realistic timeline for your home buying journey. Learn how to set achievable goals and deadlines that align with your financial capabilities and housing market conditions.

Stack Step 3: Create and Write Down A Realistic Timeline for Homeownership
Being REALISTIC with Your Timeline

Build Your Safety Net

Understand the importance of having a financial safety net beyond your down payment. This section guides you through creating an emergency fund that can cover unexpected expenses without jeopardizing your homeownership goals.

Stack Step 4: Build Your Safety Net
Starting Your Emergency Fund

Unlock Homeownership Opportunities

Explore various programs, grants, and other resources available to first-time homebuyers and investors. Learn how to leverage these opportunities to enhance your purchasing power and reduce upfront costs.

Stack Step 5: Unlock Homeownership Opportunities
Navigating Home Buyer Assistance Programs

Demystify Mortgages and Get Pre-Approved

Demystify the mortgage process to understand different types of home loans, interest rates, and what lenders look for in applicants. Get tips on how to navigate the pre-approval process to better position yourself as a buyer.

Stack Step 6: Demystify Mortgages and Get Pre Approved
Understanding Your Mortgage Options and Getting Pre-Approved
Questions to Ask Lenders as You Shop Around
Prequalification vs. Pre-approval

Conclusion and Next Steps

Wrap up the course with a review of key concepts and strategies discussed throughout the modules. Set forth clear next steps to take action on your homeownership plans, equipped with new knowledge and insights.

Closing & Next Steps
Course Feedback & Future Interests
OPTIONAL: Mindset & Ways I Invest in Real Estate
OPTIONAL: Reflecting on My Real Estate Journey